If a bank can open a coffee shop (ING Direct) then a coffee shop can open a bank! If Starbucks provided the same brand experiences with its banking then I am sure it would be extremely successful. If a strong brand exists it doesn't really matter what the product or service is!
It would be a weak, watery, pale imitation of the real thing for a customer base with no taste.
There's a similar idea with 7eleven in Japan, who has launch a cashmachine network 7bank.It's a big leap for a convenient store although they keep the convenient brand value due the nature of the product(cashmachine 24/7). Have a look to http://tinyurl.com/d9ffhq
I think it would not interest me that much to bank with Starbucks.
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